IVAs
Debts above £15,000? - Apply Now
If you have debts of more than £15,000 then an Individual Voluntary Arrangement could allow you to be totally debt free within 5 years.
- Write off up to 75% of your debt
- Make one affordable monthly repayment
- Be debt free within 5 years
- We will deal with all your creditors
- Stop interest and charges
Debt Management
Debts below £15,000? - Apply Now
Debt Management allows you to make one low monthly repayment to your creditors and is perfect for debts below £15,000.
- Make one low monthly repayment
- Only pay what you can afford
- We will deal with all your creditors
- Stop interest and late payment charges
- Be debt free within 5 years
Debt Consolidation
Debt consolidation loans allow you to combine your debts into one monthly payment.
- Make one monthly repayment
- Your debts will be 'all in one place' and easier to manage
- Monthly repayments can be reduced
Debt Consolidation & Management Solutions
Are your debts getting the better of you? At The Debt Line we offer a wide range of debt consolidation solutions to suit your needs. The solutions we offer range from debt consolidation, debt management and IVAs. We pride ourselves in finding the best consolidation solution for you. Our professional advisors offer FREE, confidential, no-obligation and impartial advice. If you would like to talk to an advisor now, why not freephone 08000 122 118.
IVA
An IVA is an alternative to bankruptcy, but can only benefit those who have over £15,000 of unsecured debt. This consolidation solution will help you:
- Write off a substantial amount of debt
- Become debt free in 60 months
- Stop creditor hassle
- Stop interest and charges
For those who qualify (take our debt test), an IVA can be the best consolidation solution for you.
Read More | Debt Test | Apply Online | Request A Call Back
Debt Management Plan
If you don’t qualify for an IVA don’t panic! Another way to consolidate your debts is a debt management plan. A debt management plan will help you consolidate all your unsecured debts into one AFFORDABLE monthly payment. Under a debt management plan we will help you:
- Consolidate your debts
- Obtain one affordable payment
- Stop creditor hassle
- Stop interest and charges*
A debt management plan has helped 10000’s of people with re-gaining control of their finances. If you would like more information regarding debt management, call our help line on freephone 08000 122 118.
Read More | Debt Test | Apply Online | Request A Call Back
Debt Consolidation Loan
If you’re looking to consolidate your debts you may have already considered a secured or unsecured loan. We specialise in helping people with a bad credit history, CCJs, arrears or recently declined a loan elsewhere. We have a team of specialists ready to answer any questions you might have regarding a debt consolidation loan or any other debt consolidation solution. Freephone 08000 122 118 for free help and advice.
Read More | Debt Test | Apply Online | Request A Call Back
Latest Articles
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01/03/2008 Unfair charges to be curbed Article Category: Debt Management Help and AdviceTelecommunications watchdog Ofcom has made proposals designed to curb unfair additional charges on consumers’ bills.This is welcome news for millions of hard-pressed households labouring under the pressure of trying to keep up with spiralling living costs.The proposals mean that broadband, mobile and pay-per-view television providers have to clearly mark [...] |
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29/02/2008 Couples risk debt for love Article Category: Debt Management Help and AdviceLoved-up couples showering each other with tokens of affection might be storing up problems on the money front.According to price comparison website monesupermarket.com, men splash out an average of £1,326 each year on items such as anniversary gifts, dining out, flowers and special holidays.Women are not so generous, forking [...] |
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28/02/2008 Wedded to debt Article Category: Debt Management Help and AdviceLoved-up couples walking up the aisle will be taking on more than a lifetime of wedded bliss if research undertaken by Sainsbury’s Finance is anything to go by.With thousands of women looking to take advantage of the leap year to propose in traditional fashion, Sainsbury’s estimates that as many [...] |
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28/02/2008 Couples find it easier Article Category: Debt Management Help and AdviceHard-pressed singletons finding it difficult to get on the housing ladder might be interested to know that becoming one half of a couple might be one way out of their predicament.Spiralling house prices have put the dream of owning property out of reach for most singles with an average [...] |
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28/02/2008 Cash is not king for phone companies Article Category: Debt Management Help and AdviceGood old-fashioned cash is definitely not king as far as some phone companies are concerned.According to price comparison website uSwitch.com, there is a staggering £75 million a year penalty on 3.4 million customers for not paying their bills by direct debit.Customers are also losing out by receiving paper statements [...] |
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27/02/2008 Debt hangover affecting budgets Article Category: Debt Management Help and AdviceDebt hangovers are giving some people a nasty headache in budgeting for this year’s finances.That is the view of debt charity, Credit Action, which says that a combination of still trying to pay off debts from last year and increased living costs, plus higher inflation, is putting a financial [...] |
"Initially I applied for a loan to consolidate my debts. However, after speaking to one of your advisors, it became clear that a far better solution would be to go on one of your financial management plans...
Everything was made so simple and the continual support and advice you have provided from my initial enquiry and whilst on my financial management plan has resulted in my debts nearly being clear now! I can't thank you enough for your help."
Janet N, Birmingham
