Misleading insurers ‘could cause debt problem’
Travellers could experience a debt problem if they do not make their insurers fully aware of medical conditions before going overseas, it has been warned.
Insurance provider Direct Line claims that if an existing condition worsens while on holiday, the policyholder may not be covered for any medical expenses.
Those heading to America during the peak summer holiday season are told to be upfront with their insurer as the high price of treatment could cause a serious debt problem if the traveller had to cover the costs.
Carmel McCarthy, press relations manager at Direct Line, states: “If you are going to America - where medical expenses are really high - you should be open and honest with your insurer.”
“We try to cover you for the condition and in most cases we can,” she adds.
The firm previously warned that travel agents frequently sell insurance policies without checking for existing medical conditions, rendering the cover useless in meeting the cost of any treatment.
Holidaymakers who have incurred medical fees as a result of this could welcome the news that assistance is available to help tackle their debt problem.
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