JGFR: Fewer consumers to borrow in spring

Borrow The mood for saving and investing will overtake the desire to borrow and spend in spring, but economic activity will still be slow among consumers, according to new research.

John Gilbert Financial Research (JGFR)’s quarterly UK Financial Activity Bulletin revealed that the proportion of the population looking to borrow during this season is little changed from the last at 17 per cent.

The number of people looking to save, borrow or invest over the next six months rose from 71 per cent in December 2006 to 75 per cent.

John Gilbert, author of the report, said there is normally a more optimistic outlook in spring than that shown this year.

“The latest Financial Activity Survey data shows only a slight improvement in consumers demand for savings, investment and borrowing products and is further evidence of the financial squeeze many households are facing,” he commented.

The news follows the findings of Alliance & Leicester’s Borrowing Monitor, which suggested that people in their 30s are the most susceptible age group to missing debt repayments.

Consumers who want to organise their debts into one monthly payment may like to find out more about taking out a debt consolidation loan.

25 April 2007 | Debt Consolidation | Comments

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