Initially, you will have a chat with one of our friendly advisors explore the best options available to you, each individual situation is different, and we understand that.

After exploring your financial position, we will work out what you can realistically afford to pay to your creditors, after giving priority to your other living expenses. Gone are the days where you need to pay more than you can afford.

With the help of our panel of expert Insolvency Practitioners we will then draft your IVA proposal and send it to your creditors.

Once all of your creditors have agreed the IVA, it will become legally binding and this is when you will start to pay your new lower, affordable monthly payment. After making payments for 60 months ( 5 Years) you will be totally free of your debts and any remaining unpaid debt is written off.

We Can Help With These Creditors & More…